Things You Should Do Before Selling Your Property

After deciding it is time to sell a property, many people often develop the wild rush to get their homes out into the market quickly. Hold on, not so fast! Sometimes it is wise to catch a breath before you delve into this business.

In this article I will show you just how and why you should take a breath before rushing into listing the house.

Ensure these checkboxes of activities are checked before you sell your property;


1.     Research the market & develop a strategy

Before you sell, it is always a wise move to know what you are delving into. You should do basic research on the market with a keen interest on the property in your area.

Ask questions such as; how is your timing on selling? Where do you purpose to move to next? What’s your budget?

Of course you don’t need all the answers instantly, however, developing a clear set of goals makes you have a realistic view of your resources (time and money) as you prepare for the big sale.


2.     Renovate

In case the property needs some serious repairs, you should ensure renovation is properly done before you even attempt to persuade prospective buyers to buy your property. Ensure the property can pass inspections with flying colours. Even the smaller items should be paid attention to- replace fixtures, patch any holes, repair locks on windows or any leaky taps. It doesn’t have to look brand new, just leave no stone unturned.


3.     Polish everything

Everything may be in place before or after renovation, however, you’ll still need a thorough, head to toe polishing of the house to stand a higher chance of enticing a buyer. Go on and wash it, buff it, wax it, and freshen it all up with paint. Put away any unsightly wear and tear. Curb appeal is crucial you must know that by now-reclaim the beautiful shape of the backyard, you never know!


4.     Bid farewell to your home emotionally

After deciding it’s time to sell it, it’s also time to bid farewell to the home and stop seeing it as your home anymore. Develop an eye for the future rather than the past, Having an attachment to the property during selling may let you down. Find a way of channelling your insights for a new owner confidently.


5.     Find a good agent

Good is not enough for a real estate agent, he should be really good at his job if you are ever going to sell. An agent may make all the difference to your listing and eventually to your sale. Find an agent who understands the market you are venturing into. Flattery alone is not enough- the agent should be committed to frank opinions, realistic situation about the market and most importantly your needs.


6.     Dress for success

This literally means presentation- put away the clutter and overly personal items so buyers can start picturing themselves in your property. Improve on lighting as much as possible and remove unpleasant smells from the home.

It’s always important to seek second or third opinion just to ensure you haven’t missed a detail.…


Your Mortgage Options in Buying your Dream Property

Buying and Selling Property in 2017

Buying a property has been some of the ways in making a move for investment. Real estate investment offers lower risk, less volatile and generally preserves its value. It also has the potential for steady income generation like leasing an office space in a commercial building, rented out a condo unit or flat, an agricultural land with high yielding crops and more. But before engulfing yourself on making plans on what will be the outcome of the property you’ll buy, you must first consider the kind of loan to avail that will offer you great opportunities. Many homeowners nowadays face the dilemma of making the decision between a variety of loan rate. While this depends on your personal situation, you need to carefully consider the benefits and risks of each rate type.

Variable rate mortgages

Based on the name itself, it is changeable that can either fluctuate up or down depending of the economic factors. This kind usually come with an annual fee, but in return you get discounted interest rates and waivers on some upfront fees.

Fixed rate mortgages

The rate is fix for a set length of period of time which usually ranges from one to ten years. Your rates will not go up, meaning your repayment stay at the same level. This allows you to accurately create a budget plan and ensure that your cash flow won’t have any unforeseen detrimental effect if rates are raised. This kind of loan does have hefty break costs, so ensure that you won’t have to exit your loan early. This option is good for those who think that interest rates will rise in the near future. In an economic climate of low interest rates, opting for a fixed interest rate could help you pay off your loan faster. By making the same periodic repayments, you’ll generally repay the principal down quicker than opting for a variable rate loan.

Split rate mortgages

These loans basically cut your loan into portions and then apply a combination of fixed and variable rates to different portions depending on your choice. You might be able to split the loan into more than two portions and have some at variable rates, and some at fixed rates for different set periods. Split rates can help you see a bit of the benefits and risks of both interest rate types.
Interest only – puts part of each settlement towards the outstanding loan amount (the principal) and part towards the interest due on your loan. It pays only the interest due, thus your repayments are lower but on the flip side, your principal will never get smaller making interest-only repayments, as none of your repayments are actually advancing towards the principal.

Video Explained About Property Mortgages

Getting the highest price for your house in 2017

As we start to enter 2017 many people are wondering what will happen to house prices during 2017. With Brexit’s effect on the UK economy still making waves and forecasts of a possible British export boom in 2017 there is a good chance we will see house prices surge during this year.

Daniel Morgan, Chief Executive from Property Cash Buyers, said that there had been very positive signs as they started 2017. Their enquiries from both buyers and sellers has increased 150% year on year with the numbers expecting to grow over the next few months.

Mr Morgan also said that he expected to see a drop in the average waiting times to sell a piece of property stock within the UK. In 2016 the average waiting time for a sale to complete was 13 weeks and the online estate agency expect to see this reduce to 11 weeks after entering the first quarter of 2017.

However, it is also noted that there are dangers and possible bumps in the road ahead for the UK housing market. There is the possibility that the UK’s Brexit negotiations could hamper property sales in prime locations such as London due to more caution from the foreign investor sector. That being said with a current 20% drop in the value in the pound against other major currencies it could also be argued this is a great time to look at buying in the UK.

Another potential headwind in UK house prices during 2017 might come in the shape of government policy changes aimed at curbing over speculation in the property sector by investors. After the effects of 2008’s over speculation on new build property the government have started to tighten lending criteria and recently changed the way investment property is taxed.

Overall with the recent change in the economic forecasts and a big uptick in consumer enquires via websites such as property cash buyers we think a rise in house prices is a real possibility as we enter the new year.



Finding Good Property Solicitors in London

Meet the Solicitor in Person

When making the choice of a lawyer, you must meet him or her personally. This will help you in making the right thing. Another important thing that you must stress on is the speciality of the solicitor that you choose. Solicitors specialise in different field, and workplace.

When making the choice of an attorney, you need to ensure that the lawyer specialises in the required field.

Go for Recommendations that come from your Estate Broker

Most of the times estate brokers recommend the property lawyers.

When you are into buying or selling properties, it is important that you get hold of the right property solicitors. This is because making the choice of the wrong one might have you losing thousands of pounds. Another reason why you should choose right property solicitors in London is for the success of the entire selling or buying procedure. If you make the wrong choice, the whole deal will go off your hands. Some important tips can help you choose the best property solicitors and they are as follows:
Get Quotes from Different Solicitors
The services of qualified property attorneys are needed when dealing with complicated transactions. In times of disputes in deals, taking the services of a professional and experienced lawyer would be of real help. This is because property solicitors have the right experience in dealing with disputes in regards to property. There is one thing that always worries people when it comes to choosing solicitors and that is hiring the services of a solicitor might cost lots of money.
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If this is the case with you, you must not worry at all. You can actually save a good amount of money by getting free quotes from different solicitors. You can further compare the prices and then make your choice. You can go for a solicitor who charges a reasonable fee and is professional at the same time.

The brokers do so in return for good commissions. This way you will be paying quite a good amount of money. The problem here is that the estate agents recommend those property solicitors who pay them good commissions. They do not make recommendations on the basis of services. Therefore, it is important for you to ensure that your estate broker is recommending the right solicitor for you.